The underlying digi.cash technology supports instantly settled peer-to-peer payments, and now the digi.exchange uses Digital Bearer Instrument technology to facilitate instantly-settled share trades. Prof Aitken said “while Blockchain based technologies reduce clearing and settlement costs by only 10-15%, digi.exchange eliminates the clearing and settlement process altogether. We see this technology as the future in payments and share trading”. You can now download and process payments instantly here: https://www.digi.cash/ CEO Professor Mike Aitken at Collaborate | Innovate 2017