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Tag: superannuation

PRICING AND HEDGING OF GUARANTEED MINIMUM BENEFITS IN VARIABLE ANNUITIES

The shift from defined benefit to defined contribution superannuation schemes within developed countries has correspondingly increased the importance of retirement savings and investment plans. Variable annuities (VAs) with guaranteed minimum benefits (GMBs) are gaining in popularity as products that can meet the demands of the ageing population. However, guaranteeing policyholders a minimum level of return

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USING SUPERANNUATION TO PURCHASE THE FAMILY HOME

​Housing affordability in Australia has been in decline for more than two decades. Over the same period, the value of superannuation assets has risen strongly. Accordingly, the question arises as to whether Australia should follow the lead of a number of overseas countries and allow the use of superannuation assets to fund the purchase of

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